Cadillac Finance Frequently Asked Questions (FAQ)

When you're ready to apply for a Cadillac finance offer, our team is ready to help you find what you're looking for. However, it helps to know how financing works before you even enter our dealership. The Fields Cadillac St. Augustine team has the financing and leasing expertise you need to find the best terms and models. That's why you should consider these frequently asked questions so you know how to shop for financing ahead of time.

 

Should I Finance or Lease?

The question of whether financing or leasing is better depends on the driver. When you finance a vehicle, you have more flexibility in how you can drive it but will often pay more each month. A Cadillac lease has lower rates, but you need to drive under a certain mileage each year and you must turn the car in after a few years. New cars are also customizable, while leased vehicles are not.

What Models Can I Finance?

You can finance any model you see at our St. Augustine, FL Cadillac dealership. Our team can show you the vehicles that fit your specs and give you an estimate on financing terms.

What Should My Down Payment Be?

We recommend putting at least 20% of the total vehicle price down at signing. This will put a significant initial dent in your principal, helping you reduce generated interest. If you can, it's best to put even more money down - but only if it's financially viable.

Is Service Included in Financing?

You may receive Cadillac service specials as part of your financing offer. Even if you don't, we'll work with you to create a service schedule that's built to extend the lifespan of your car.

Can I Pre-Apply for Financing?

Yes! Our convenient web portal lets you input your financial information and your desired model so our financing experts can get your application started before you visit our location. This way, you can shop for different terms and simplify the signing process.

Explore Cadillac Finance Options in St. Augustine, FL

Before you apply for a Cadillac finance offer, make sure you have all your questions answered. Contact Fields Cadillac St. Augustine today to learn more about financing and leasing. When you're ready to shop for a new Cadillac model, we can take you for a test drive!